The third Monday of January is known as “Blue Monday,” the most depressing day of the year. But British experts say today, Monday January 19, 2009, is the most dismal day in human history due to the convergence of six depressive factors, including winter weather, Christmas credit card bills and abandoned New Year’s resolutions. Add to that fears stoked by economic recession–job security, mounting debt and the house price collapse—and you’ve got the kind of day not worth getting out of bed for.